Looking for a move-in ready home in one of Southeast Iowa’s most sought-after areas? This updated split-level in Agency offers 3BR/2BA and 1,700+ sq ft of living space on a nearly half-acre in-town lot within the Cardinal School District. The foyer opens to a spacious living room, and recent updates include a remodeled kitchen and bath plus new flooring for a fresh, cohesive feel. Three bedrooms are on the main level, with the lower level add a nonconforming 4th bedroom and a flexible bonus room—great for an office, playroom, or workout space. Step outside to a huge rear porch overlooking the expansive yard—perfect for morning coffee or evening cookouts. An insulated, heated 24'×24' detached garage provides plenty of room for vehicles, projects, and storage. Conveniently located about 15 minutes to Ottumwa and 20 minutes to Fairfield, you’re close to everything. Homes in Agency move quickly—schedule your private showing today! KEY FEATURES • 3BR/2BA; 1,700+ sq ft of finished living space • Split-level layout with welcoming foyer & large living room • 3 bedrooms on the main level • Lower level: nonconforming 4th bedroom + bonus/flex room • Recent updates: remodeled kitchen & bath; new flooring • Nearly ½-acre in-town lot • Large rear porch overlooking the yard • 24'×24' insulated & heated detached garage • Cardinal School District • ~15 min to Ottumwa; ~20 min to Fairfield